Who we approve
Built for the situations banks ignore
We're not the bank. Our Winnipeg lending network was built specifically for Manitobans other lenders won't touch.
- —Low credit score (under 580)
- —No credit history at all
- —Past bankruptcy or consumer proposal
- —Missed or late payments
- —Repossession on file
- —Self-employed / gig income
- —New to Canada
- —Declined by other dealerships
What you'll need
- Valid Manitoba driver's licence
- Proof of income (paystub, bank statement, or self-employed records)
- Proof of address
- A few minutes to fill out our online form
No SIN required to apply. No credit impact until you give the green light.
Apply for bad credit loanManitoba-wide
Bad credit approvals across the province
Winnipeg, Selkirk, Steinbach, Portage la Prairie, Brandon, Thompson, The Pas, Flin Flon, Dauphin, Swan River, First Nations communities, plus Kenora ON and Yorkton SK border regions.