Winnipeg's most trusted auto lenders
Worried youwon't getapproved?
We specialize in approvals others can't get.
No SIN required to start. Takes 60 seconds.
Quick apply · 60 seconds
Pre-approve me
All Credit Welcome
Good, bad & new credit
Fast 24hr Approvals
hr24hr
Local Winnipeg Team
Serving MB since 2025
No SIN Required
Apply without your SIN
The process
Three steps. No runaround.
From declined elsewhere to driving away — most Winnipeg customers are approved within hours24 hours.
Winnipeg auto financing
Manitobans approved
Your approval odds
Most of our clients land here
- Bad credit & no credit welcome
- Same-day callback with real options
- No SIN required to apply
- 01
Apply
60-second form. No SIN. No credit hit.
- 02
Get Approved
Same-day callback with real options.
- 03
Drive Away
Pick your vehicle. Sign. Hit the road.
Real approvals
Winnipeg Credit Guys said yes when others said no
One of the best buying experiences I have ever experienced. The knowledge and professionalism Justin displayed is second to none. Thanks again Justin for making my dealings with you a great experience.
Justin Cross was very helpful and informative. He took time to understand my needs and helped me choose the perfect vehicle. I ended up with a 2025 Buick Envision and couldn't be happier!
The service from Justin Cross was incredible. He explains everything and makes you feel like royalty. Anyone looking for a new or used vehicle, I recommend Gauthier Buick GMC.
Coverage
All of Manitoba. No exceptions.
From Winnipeg to Thompson, First Nations communities to the Saskatchewan and Ontario borders — we approve customers across the prairies.
Follow us
On Instagram
See approvals, customer stories, and what's happening at Waverley Credit Guys.
@waverleycreditguysReady?
Get approved today
No SIN required. No impact on your credit score. Most Winnipeg customers hear back within 24 hours.
Get Approved Now